Common Mistakes That Can Hurt Your PA Auto Accident Claim

Dealing with a PA auto accident claim can be overwhelming, especially when it comes to handling the legal side of your crash. Many people make mistakes that can negatively affect their chances of getting fair compensation—keep reading to learn about some of the most common errors.

Protect your legal rights and potential compensation during a PA auto accident claim with the team at Caroselli, Beachler & Coleman. Call us at 866-565-4949 to set up a time to talk now.

Not Seeking Medical Attention

Following a car accident, seeking immediate medical attention is of paramount importance for a PA auto accident claim, even if you initially feel unharmed. Certain injuries, such as internal bleeding or concussions, may not exhibit immediate symptoms. Delaying medical treatment can have detrimental consequences for both your health and any potential insurance claim you may file.

Insurance companies may attempt to downplay the severity of your injuries or argue that they were not caused by the accident if you wait to seek medical care. They may use the delay as evidence to suggest that your injuries are not serious or that they are unrelated to the accident during the PA auto accident claim. This can significantly impact the amount of compensation you receive or even result in your claim being denied altogether.

By seeking prompt medical attention prior to your PA auto accident claim, you create a crucial link between the accident and your injuries. Medical records serve as vital documentation, providing evidence of the extent of your injuries and establishing a direct causal relationship with the accident. These records can be invaluable in supporting your claim and ensuring that you receive fair compensation for your medical expenses, lost wages, pain and suffering, and other damages.

Remember, your health and well-being should always be your top priority. By seeking immediate medical attention after a car accident, you not only safeguard your health but also protect your legal rights and increase your chances of receiving the compensation you deserve.

Failing to Gather Evidence for Your PA Auto Accident Claim

Gathering evidence at the scene of a car accident is important for supporting your insurance claim and any potential legal action.

Photographs: Take pictures of the vehicles involved, damage sustained, visible injuries, and the overall scene, including road conditions, traffic signs, and signals. These photos provide visual evidence of the accident’s aftermath.

Contact and Insurance Information: Obtain the other driver’s name, contact information, insurance details, and license plate number. This information is essential for filing a claim with the insurance company.

Witness Statements: If there were any witnesses, collect their names and contact information. Witness testimony can provide valuable corroboration of your account of the accident.

Police Report: If the police were called to the scene, obtain a copy of the police report. The police report contains an official record of the accident.

Medical Attention: If you sustained any injuries, seek medical attention as soon as possible. Medical records document your injuries and can support your claim for compensation.

Remember to keep copies of all this information in a safe place as it will be crucial for supporting your claim and establishing what happened during the accident.

Delaying the Process for Your PA Auto Accident Claim

Timing is critical when dealing with a car accident claim in Pennsylvania. The state has strict deadlines, known as statutes of limitations, for filing your claim. If you delay, you risk losing your right to compensation. Acting promptly ensures that evidence remains fresh and witnesses are more likely to recall details accurately. Waiting too long can weaken your case because essential documents and memories can fade over time. It’s also easier for insurance companies to challenge your claim if there’s a significant delay.

Talking to Insurance Companies Without Guidance During Your PA Auto Accident Claim

Talking to insurance companies without proper guidance can be risky. Insurance adjusters are trained to protect their company’s interests, which often means paying out as little as possible. When you provide statements or answer their questions without consulting a lawyer, you might unintentionally say something that can hurt your claim. They may twist your words or take them out of context to reduce the compensation you receive.

Neglecting to Document Everything

Thorough and precise documentation is the cornerstone of a successful auto accident claim, as it offers undeniable proof of your losses and bolsters your pursuit of fair compensation.

Meticulous record-keeping of all medical expenses: This includes doctor’s visits, hospital stays, prescriptions, physical therapy, and any other medical treatments related to the accident. These records substantiate the extent of your injuries and the associated costs.

Detailed documentation of property damage: This encompasses repair estimates, replacement costs, and any other expenses incurred due to damage to your vehicle or other property. These records validate the financial impact of the accident on your property.

Documentation of all communications with insurance companies and other involved parties: This involves retaining emails, letters, and notes from phone calls. These records create a transparent trail of communication and can be crucial in proving adherence to procedures and preventing disputes.

By maintaining organized and comprehensive records, you strengthen your claim and increase your chances of receiving the compensation you deserve.

Accepting the First Settlement Offer

It’s common for insurance companies to offer a quick settlement soon after a car accident, but these initial offers are usually lower than what you might actually be entitled to. Accepting the first offer without thoroughly understanding the full extent of your injuries and damages can result in inadequate compensation. Insurance companies aim to settle claims quickly and for as little money as possible.

By taking the first offer, you might miss out on additional compensation that covers future medical expenses, lost wages, and other damages. Before agreeing to any settlement, it’s wise to consult with a lawyer who can evaluate the offer and ensure it reflects the true value of your claim.

Contact Our Pittsburgh, PA Auto Accident Lawyers Today

When you’re ready to move forward, the car accident lawyers at Caroselli, Beachler & Coleman are here for you. Give us a call at 866-565-4949 or fill out our online contact form to set up a consultation at your earliest convenience