Pennsylvania Auto Insurance

Pittsburgh Auto Insurance Lawyer

At Caroselli, Beachler & Coleman, L.L.C., our law firm is known throughout Pennsylvania for its strong representation of injured people. We are regularly on the other side of the table against insurance companies, and we understand what these companies do to limit their own liability at your expense. There are certain actions you can take to give yourself the best chance of recovery before an accident.

Full Tort Or Limited Tort?

In Pennsylvania, motor vehicle operators must carry automobile insurance. Motor vehicle operators have the option to choose full tort or limited tort coverage. The difference between full tort and limited tort is as follows: Under limited tort, you may be limited solely to your economic damages, such as your lost earnings and medical expenses. If you have limited tort coverage, you cannot bring a claim for your pain and suffering unless you have suffered a serious bodily injury. While limited tort coverage may save some money in the short term, it can be devastating in the long term. Our law firm recommends choosing full tort coverage.

What About Stacking?

If you have more than one vehicle, all of your vehicles must be insured. If you have more than one vehicle, you have the right to "stack" or make insurance to all of your vehicles available to you in the event you are injured. You may be asked to waive your right to stack your insurance coverage. We strongly advise against this, as the ability to stack insurance coverage can maximize your opportunity to recover full compensation for your injuries and losses.

Learn More About Pennsylvania Auto Insurance
Call Caroselli, Beachler & Coleman, L.L.C.

Our attorneys have offices in Pittsburgh and Philadelphia, and represent injured people throughout Pennsylvania. Call 412-567-1232 if you live in Pittsburgh or Western Pennsylvania, 215-792-6153 in Philadelphia or Eastern Pennsylvania or toll free at 866-466-5789. If you prefer, complete our online contact form. We offer a free initial consultation.